Jim Blair’s Social Security Guide Helps Retirees Maximize Benefits Adding Hundreds Of Dollars To Their Monthly Income…
If you’re like most Americans you haven’t spent much time thinking about it. I don’t blame you since sorting through all the choices is like hunting for a parking spot at the mall!
But when it comes to Social Security, the choices you make during the application process determine if you’ll ever get the full benefits you are entitled to.
Unfortunately for those who rush through the process, there aren’t many options to "change your mind" after your application is processed. Like any government program, you either get it right the first time or suffer through endless appeals and waiting games.
The new online application is easy enough for most people to understand, but it is the HOW, WHEN and WHY of the different claiming options that can be difficult to analyze. Even if you plan on taking early retirement benefits there are still timing strategies and spousal benefits to consider ahead of time.
And like a tax return, optimizing your application for maximum benefits requires knowledge of the rules and opportunities available for each situation. The big roadblock for most is trying to analyze all the different scenarios involved with individuals, couples, spouses, and survivors.
The current system is so ridiculously confusing that a lot of folks just submit their application and "hope for the best."
Listen, anyone with a basic education can fill-in the blanks on a form and press submit. It really SHOULD be that easy. The truth is though, if you don’t look beyond the basic claiming options (the ones you see on websites and magazines) then you will likely miss an opportunity.
How much would an extra $150 per month help you during retirement? How about $800…
2013 Guide to Maximum Social Security Retirement Benefits - The Social Security Guide
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